Last minute shopping? I offer a choice of 4 different denominational gift certificates. A PayPal account is not necessary for purchase, but it is for redemption. For redemption, shop as normal, and either choose the PayPal Buy Now button located at the middle of each product page, or choose PayPal as the payment method when checking out through the shopping cart, after Adding to Cart. Once you reach the PayPal page, check any option regarding gift certicates, create an account if you don't already have one, and proceed through the process as if you are using your credit card for payment. Once you reach the final payment confirmation page, enter the gift certificate code in the field provided and Submit. The reason your credit card or bank information is requested is for security purposes and to cover any difference that the gift certificate might not. You are not required to maintain any balance in a PayPal account.